Insurance Policies Act (IPA)

The IPA regulates the relationship between insurance companies and their customers.

The IPA is over one hundred years old and no longer meets the requirements and needs of a modern law. Some urgent consumer protection concerns were implemented with a partial revision in 2006. The dispatch submitted by the Federal Council in June 2017 for a further partial revision is intended to adapt insurance contract law in other selected areas to the changed circumstances and to the need for reasonable and feasible insurance cover. 

Parliament approved the partial revision on 19 June 2020. Entry into force of the partially revised IPA will occur on 1 January 2022.

Further information

https://www.sif.admin.ch/content/sif/en/home/finanzmarktpolitik/financial-market-regulation/regulatory-projects/insurance-policies-act-ipa.html