On 20 April 2011, the Federal Council submitted the dispatch on strengthening financial sector stability (too big to fail) to parliament. By 2018, systemically important banks should build up more capital, meet more stringent liquidity requirements and improve their risk diversification. They should be organised in such a way that a national economy's systemically important functions can be maintained even in the event of threatened insolvency. The proposed package of measures is designed to prevent the state from having to use tax revenues in the future in order to bail out systemically important banks. The Federal Council's bill is largely based on the recommendations of a Commission of Experts consisting of representatives from the public sector, academia and business circles, which submitted its final report to the Federal Council on 30 September 2010. The experts' legislative proposal was taken up by the Federal Council and fleshed out. 

Parliament approved a package of measures during the 2011 autumn session as well as a separate draft on more favourable withholding tax conditions by 178 votes to 46.  Most significantly, the package covers the following measures:

• Systemically important banks should build up more capital and improve their liquidity by 2018.
• They must also be able to ensure that functions which are essential for the national economy are maintained in the event of insolvency.

 Parliament followed for the most part the recommendations the Federal Council.